{
  "heroSection": {
    "titleLine1": "NO TOUCH",
    "titleLine2": "LENDING",
    "subtitle": "QUICK AND STRESS-FREE PROCESSING, UNDERWRITING AND CLOSING WITH <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">ANGELAI</a>.",
    "description": "We removed the touches. <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a><sup style='font-size:1.1em;top:-0.2em;'>®</sup> reads the documents, validates the data, and clears the file — from submission to funding — without the handoffs that inject bias and make your deals crawl.<br><br> <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> is the world’s first AI for mortgages. It reads the documents, validates the data and funds the loan. With  <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> you go from Submission to Closing without the handoffs that slow every other deal down.",
    "heroImage": "no-touch-lending-hero.webp",
    "heroImageMobile": "no-touch-lending-hero-mobile.webp",
    "statsBar": [
      { "label": "Zero",      "description": "Mistakes, Bias, & Delays" },
      { "label": "Parallel",  "description": "You documents are reviewed and decisioned by the AI the moment they arrive" },
      { "label": "Warranted", "description": "You can bank on" }
    ]
  },

  "cutTheBusywork": {
    "headingDark": "We didn’t cut corners.",
    "headingOrange": "We cut the line.",
    "bodyBold": "",
    "bodyParagraphs": [
      "Some loans require a human. When they do, for example - an FHA Manual Underwrite, that person is there.<br>But the repeated requests, last-minute conditions? <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> eliminates all of it - running checks in parallel, clearing files faster,  and touching the loan only when compliance requires it."
    ],
    "legacyWorkflow": {
      "title": "Traditional Bankers’ Workflow",
      "steps": [
        { "id": "legacy-1", "label": "Submission",  "icon": "icon-1.webp" },
        { "id": "legacy-2", "label": "Processor",   "icon": "icon-2.webp" },
        { "id": "legacy-3", "label": "Underwriter", "icon": "icon-3.webp" },
        { "id": "legacy-4", "label": "Conditions",  "icon": "icon-4.webp" },
        { "id": "legacy-5", "label": "Docs",        "icon": "icon-5.webp" },
        { "id": "legacy-6", "label": "Funded",      "icon": "icon-6.webp" }
      ]
    },
    "noTouchWorkflow": {
      "title": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> No Touch",
      "steps": [
        { "id": "notouch-1", "label": "Submission",                              "icon": "snip-1.webp", "isFunded": false },
        { "id": "notouch-2", "label": "Underwriting, Verifications, Income, Docs, all at once","icon": "snip-2.webp", "isFunded": false },
        { "id": "notouch-3", "label": "Funded",                                  "icon": "snip-3.webp", "isFunded": true }
      ]
    }
  },

  "whyOneTouchOutdated": {
    "headingWhite": "The Mortgage Benchmark Has Changed",
    "headingOrange": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> delivers an AI-native autonomous experience.",
    "columns": [
      {
        "id": "AI-Native",
        "title": "AI-Native from Application to Closing",
        "body": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> automates the mortgage process from the start. It’s not an LLM wrapper. By validating data, identifying conditions early, and delivering consistent decisions, <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> creates a faster, more transparent experience."
      },
      {
        "id": "Designed-for-Scale",
        "title": "Designed for Scale",
        "body": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> enables lenders to increase capacity without proportionally increasing headcount. As volumes rise, performance remains consistent, turn-times stay predictable, and costs remain controlled - creating a structural advantage across market cycles."
      },
      {
        "id": "Continuous-Intelligence",
        "title": "Continuous Intelligence",
        "body": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> delivers continuous intelligence with decisions that are traceable, explainable, and auditable. It enables faster execution while strengthening compliance, governance, and trust."
      }
    ],
    "footer": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> moves the conversation beyond simply reducing manual touches. The goal is not to process files faster, but to eliminate unnecessary touches altogether. By embedding intelligence throughout the mortgage cycle, <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> enables No Touch Lending - a process designed so most manual intervention is never needed in the first place."
  },

  "noTouchImpact": {
    "headingDark": "The No Touch",
    "headingOrange": "Impact",
    "description": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> doesn’t replace people. It removes unnecessary work. By eliminating follow-ups, duplicate requests, and avoidable delays, No Touch Lending frees lenders to focus on what creates value: advising borrowers, building relationships, earning referrals, and growing the business.",
    "cards": [
      {
        "id": "quicker-approvals",
        "icon": "pic-1.webp",
        "iconCircle": false,
        "title": "Quicker Approvals",
        "body": "Income, assets, identity, and transaction analysis run in parallel, not down a queue."
      },
      {
        "id": "fewer-delays",
        "icon": "pic-2.webp",
        "iconCircle": true,
        "title": "Fewer Delays",
        "body": "No hard stops, no waiting for a desk to free up. Issues are identified before they become conditions."
      },
      {
        "id": "cost-to-originate",
        "icon": "",
        "iconCircle": false,
        "statValue": "<$150",
        "title": "Cost to originate",
        "body": "<a href=\"https://www.swmc.com/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">Sun West</a>'s cost to originate has dropped below $150 per loan on <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a>.\n\n <br/>Industry average ~ $5,000 / loan"
      },
      {
        "id": "reduced-manual-review",
        "icon": "pic-3.webp",
        "iconCircle": false,
        "title": "Reduced Manual Review",
        "body": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> validates documentation up front, so people only touch what regulation requires."
      },
      {
        "id": "borrower-experience",
        "icon": "pic-4.webp",
        "iconCircle": true,
        "title": "Better Borrower Experience",
        "body": "A single, clear request, and no unexpected surprises. "
      },
      {
        "id": "scale-without-headcount",
        "icon": "pic-5.webp",
        "iconCircle": false,
        "title": "Scale without Headcount",
        "body": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> lets you scale loan volume without scaling staff. Whether its 10 files or a 1,000 - performance is consistent."
      }
    ]
  },

  "warrantedIntelligence": {
    "headingDark": "WARRANTED",
    "headingOrange": "INTELLIGENCE",
    "subheading": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> Clears It. <a href=\"https://www.swmc.com/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">Sun West</a> Funds It",
    "introText": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> is built for certainty in execution, not probabilistic outputs. Unlike generative tools that suggest and require verification, <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> is built on the Transactional Language Model<sup style='font-size:0.9em;top:-0.3em;'>™</sup> to act directly on the loan itself.<br><br>When <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> clears a file, it is ready for funding - no interpretation, no rework, no guesswork.",
    "shieldGif": "shield-gif.gif",
    "features": [
      {
        "id": "warranted-answers",
        "icon": "image-1.webp",
        "titleOrange": "Warranted",
        "titleWhite": "Answers",
        "body": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> delivers warranted answers - clearly marked with a shield icon - to give you certainty in every step of the mortgage process.<br><br>That shield represents verified, actionable guidance you can trust. Follow <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a>’s warranted answers and <a href=\"https://www.swmc.com/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">Sun West</a> will fund your mortgage with confidence."
      },
      {
        "id": "deterministic",
        "icon": "image-1.webp",
        "title": "Deterministic",
        "body": "The same file always yields the same answer. No guessing, no conflicting responses."
      },
      {
        "id": "traceable",
        "icon": "image-2.webp",
        "title": "Traceable and Defensible",
        "body": "Every decision is auditable and explainable. No black box logic, no regulatory surprises."
      },
      {
        "id": "trained-45-years",
        "icon": "image-3.webp",
        "title": "Trained on 45+ Years of Real Mortgage Decisions",
        "body": "Not the public internet — real outcomes from a real lender."
      }
    ],
    "stats": [
      {
        "number": "45",
        "suffix": "+",
        "label": "Years of Mortgage Data"
      },
      {
        "number": "80",
        "suffix": "+",
        "label": "Regulatory Audits — Zero Defects"
      },
      {
        "number": "375K",
        "suffix": "+",
        "label": "Verified users"
      },
      {
        "number": "210K",
        "suffix": "+",
        "label": "Real-World Transactions"
      },
      {
        "number": "110",
        "suffix": "",
        "label": "Worldwide Patents"
      },
      {
        "number": "100",
        "suffix": "%",
        "label": "Trusted Answers"
      }
    ]
  },
    "fairLendingIntro": {
    "heading": "The Home of Fair Lending<sup style='font-size:0.5em;font-weight:400;top:-0.7em;'>™</sup>",
    "subheading": "Where Proven AI Delivers Measurable Equity",
    "intro": "<a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> has spent the past eight years transforming mortgage lending into a more equitable, consistent, and transparent process. Validated through extensive government-monitored lending data, the platform delivers measurable reductions in lending disparities while expanding access to homeownership.",
    "outro": "Our veterans and minority communities are being turned away by a lending system that should be fighting for them. Eight years of government data don't lie - the disparities in credit denials are real, they are massive, and <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> is doing something about it.",
    "image": "fair-lending-infographic.webp",
     "imageMobile": "fair-lending-infographic-mobile.webp",
    "imageAlt": "Infographic contrasting a traditional mortgage lender turning away qualified veteran and minority applicants with government lending data showing denial disparities, attributed to human bias, complex income scenarios, and complex processes.",
    "imageAltTop": "A traditional mortgage lender rejecting qualified veteran and minority applicants despite strong income and credit.",
    "imageAltBottom": "Government lending data: 2 out of 3 veterans, 1 out of 2 Black applicants, and 3 out of 8 Hispanic applicants denied, attributed to human bias, complex income scenarios, and complex processes."
},
  "thousandsProfessionals": {
    "eyebrow": "Video Testimonials",
    "heading": "THOUSANDS OF PROFESSIONALS. ONE VERDICT.",
    "description": "Loan Officers, Realtors<sup style='font-size:1.1em;top:-0.2em;'>®</sup>, Underwriters, and Brokers share how <a href=\"https://www.swmc.com/angelai/\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a> changed the way they work \u2014 in their own words, unscripted.",
    "testimonials": [
      { "id": "testimonial-1", "image": "professional-1.webp", "name": "Testimonial 1", "body": "" },
      { "id": "testimonial-2", "image": "professional-2.webp", "name": "Testimonial 2", "body": "" },
      { "id": "testimonial-3", "image": "professional-3.webp", "name": "Testimonial 3", "body": "" },
      { "id": "testimonial-4", "image": "professional-4.webp", "name": "Testimonial 4", "body": "" },
      { "id": "testimonial-5", "image": "professional-5.webp", "name": "Testimonial 5", "body": "" },
      { "id": "testimonial-6", "image": "professional-6.webp", "name": "Testimonial 6", "body": "" },
      { "id": "testimonial-7", "image": "professional-7.webp", "name": "Testimonial 7", "body": "" },
      { "id": "testimonial-8", "image": "professional-8.webp", "name": "Testimonial 8", "body": "" },
      { "id": "testimonial-9", "image": "professional-9.webp", "name": "Testimonial 9", "body": "" }
    ],
    "ctaLabel": "View All Testimonials",
    "ctaHref": "https://www.angelai.com/love/"
  },

  "stopChasingTouches": {
    "eyebrow": "",
    "headingLine1": "",
    "headingLine2": "",
    "headingLine3": "",
    "body": "Bring <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">AngelAi</a>’s No Touch Lending to your pipeline and experience the difference today.<br>Just <a href=\"https://www.swmc.com/angelai/\" style=\"color: inherit; text-decoration: none;\" target=\"_blank\" rel=\"noopener noreferrer\">Ask Angel</a>.",
    "askAngelImage": "ask-angel-logo.webp",
    "askAngelAlt": "Ask Angel \u2014 AngelAi Chat",
    "askAngelHref": "https://www.swmc.com/angelai/"
  },

  "footer": {
    "disclaimer": {
      "data": [
        "Realtors is a registered trademark of National Association of Realtors.<br>Visit <a href='https://www.angelai.com/warranty/' target='_blank' style='color: inherit; text-decoration: underline;'>angelai.com/warranty</a> for terms and limitations of the <a href='https://www.angelai.com/warranty/' target='_blank' style='color: inherit; text-decoration: none;'>AngelAi Warranty</a>.<br><a href='https://www.angelai.com' target='_blank' style='color: inherit; text-decoration: underline;'>AngelAi</a> is a technology solution built by <a href='https://www.celligence.com' target='_blank' style='color: inherit; text-decoration: underline;'>Celligence LLC</a> and has a licensing agreement with <a href='https://www.swmc.com' target='_blank' style='color: inherit; text-decoration: underline;'>Sun West Mortgage Company</a>, Inc. NMLS 3277 to deliver superior quality financial services to you.",
        "Mortgage and other financial services are provided by <a href='https://www.swmc.com' target='_blank' style='color: inherit; text-decoration: underline;'>Sun West Mortgage Company, Inc.</a> NMLS 3277. For licensing information, go to: <a href='https://www.nmlsconsumeraccess.org/' target='_blank' style='color: inherit; text-decoration: underline;'>www.nmlsconsumeraccess.org</a>. Visit <a href='https://www.swmc.com/disclaimer/' target='_blank' style='color: inherit; text-decoration: underline;'>https://www.swmc.com/disclaimer</a> for the full list of license information. Please <a href='https://www.swmc.com/txdis/' target='_blank' style='color: inherit; text-decoration: underline;'>Click Here</a> to view Texas Complaint Notice and Servicing Disclosure."
      ]
    }
  }
}